The AFT is pleased to provide liability protection for claims or charges arising out of the employment activities of a member of a participating local. The Occupational Liability Insurance (OLI) Plan (the Plan) provides AFT members broad protection for legal defense costs and court judgments. Since this is a group plan, it can only be purchased by local affiliates on behalf of their members. Because the coverage protects participating members from a wide range of employment-related issues, including defense of alleged criminal acts, this brochure provides only a summary overview of the protection available to members. Coverage is determined based on the limitations and exclusions contained in the Plan.